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Insurance Considerations in Mergers and Acquisitions

Insurance policies may be considered significant assets of a company engaged in a merger or acquisition. Although comprehensive general liability policies often contain an anti-assignment clause, such clauses normally are narrowly construed to...

Types of Disability Coverage in Life and Health Insurance

Definition of disability

The definition of "disability" is subjective because some people can work without complaint with a condition that would disable and incapacitate others. A typical life...

No Life Insurance Beneficiary Designation

If an insured obtains a life insurance policy, he has the responsibility to designate an eligible beneficiary to receive the proceeds of the policy upon his death. Situations arise, however, where the insured either fails to make any designation...

Methods of Selling Life Insurance

Life insurance companies may sell their insurance policies through full-time agents, brokerage markets, direct sales, or mass marketing.

Agents

Full-time life insurance agents are usually...

No-Fault Automobile Insurance

No-fault auto insurance coverage

No-fault insurance provides coverage for an insured's injuries or damages up to the policy limit regardless of whether the insured or another driver was at fault. It also...